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Are Allergies and Its Treatment Covered Under a Health Plan?

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Are Allergies and Its Treatment Covered Under a Health Plan?

Given the pollution of present times; allergy is a common disease among masses. You will find every second person exhibiting an allergic response to various substances like pollen, dust, mold spores, pet dander, etc. It is such a common and rampant health problem amongst Indians that most of us accept it as a part and parcel of our lives.

According to estimates about thirty percent of the Indian population is suffering from allergies. People not only show the reaction to a wide array of substances but the degree of reaction also varies from person to person. Unfortunately, even though it is one of the leading reasons for the people visiting a hospital; people are unsure whether allergic treatment is covered by your health policy. Here, we explore various aspects of the topic for better perception.

Types of Allergies

Before we proceed any further, let’s understand the two major types of allergies.

  • Common allergies

This is the most common type of allergy. Here people show an allergic reaction to pollutants like dust, the smell of petrol, diesel, etc. and exhibit difficulty in breathing, uncontrollable sneezing, a bout of vomiting or even temporary rashes erupting on your skin. These allergic reactions are neither severe nor fatal and do not cause any death. The reaction diminishes and disappears after some time either naturally or with a mild medication.

  • Severe allergies

Some allergens cause a severe anaphylactic reaction in the body of some persons. Here the immune system of the body reacts in a severe way to the allergen and can cause severe breathing problems, loss of consciousness, etc. The reaction exhibited is often fatal and life-threatening if not treated at the right time and requires hospitalization most of the time.

Allergic Reaction and Health Insurance

Now let’s answer the most important question of whether allergies are covered under a health insurance plan or not. In blunt words, common allergies are not covered under a Health Insurance Plan but severe allergies are covered under it as it requires hospitalization and treatment.

It must also be understood that many policies might not cover it. Hence, you must always double-check its cover before buying the health policy. IRDAI has made health coverage mandatory only for severe allergic conditions like asthma and allergic rhinitis. It has also listed insurance eligibility for immunotherapy which is known to help to treat the allergic conditions in a much better way. Therefore, one might infer that health insurance has the provision for immunotherapy-based treatment for allergy.

It has also been found that most often the root cause of allergic reactions is sinus condition and it often leads to hospitalization. They suffer from various reactions like coughing, sneezing, running nose, rashes, itching, etc. But what most people are unaware of is that today, we have various treatments available in immunotherapy, homeopathic treatment, and AYUSH treatment.

AYUSH stands for Ayurveda, Yoga and Naturopathy, Unani, Siddha, and Homeopathy. These are all alternate avenues of medicines that are fast gaining ground because of their effectiveness in treating various diseases. Moreover, the treatment cost is low in these avenues compared to mainstream medicine. Because of their high effectivity and low cost; they had become very popular in the masses. This popularity has made the insurance companies sit up and give it recognition in their policy as well.

However, many insurance companies still do not cover these avenues of treatment. Hence one must verify that these avenues of treatment are covered by the health insurance policy that you are purchasing.

Another point that you must remember that if you are getting your allergies treated by alternative medicine mode; you will have a cap on the extent of coverage provided. Usually, it is a certain percentage of the sum assured that varies from insurer to insurer.

Another point that one must always remember is that insurers consider allergy as a pre-existing disease. Hence, it must be disclosed at the time of purchase of the policy.

Wrapping up

Suffering from allergies does not mean that you will not be eligible for a health insurance plan. There are several health plans available offering you all kinds of coverages. Few health plans also cover diseases like HIV or Aids. All you need to do is ensure that you are selecting the right plan that meets your needs and covers the allergic reactions that you are prone to.

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Health

Profile of Kratom – Mitragyna Speciosa

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What is Kratom?

Kratom which has the Latin name Mitragyna Speciosa is a tropical evergreen tree whose leaves are a kind of coffee.
Apart from Kalimantan, kratom plants can also be found in Thailand, Myanmar, Malaysia, and other South Asian countries. But the properties of this plant are well known in several countries.

The main active ingredients of kratom are the alkaloid mitragynine and 7-hydroxy mitragynine. According to research evidence, alkaloids provide analgesic or pain relief, anti-inflammatory, and muscle relaxation effects.
Because of this, kratom is often used to relieve symptoms of fibromyalgia.

Known for its group hanging from dark yellow flowers and reaching 42 feet (13 meters) tall, kratom has many uses in traditional medicine.
Traditionally, broad green leaves are picked by hand and dried in the sun, to be brewed as a tea or pounded and swallowed with water.

Since the beginning of the 21st century, kratom has increased visibility throughout the world.
Kratom users commonly see it as an invaluable aid for mental and physical health, while others enjoy the value of double recreation as a stimulant or narcotics (depending on the dose).

This plant is often used as an herbal medicinal plant to treat several diseases such as diarrhea, pain relievers, coughing, high blood pressure, and impotence.

Kratom is also commonly used to overcome fatigue and increase morale.
Kratom can easily be found in the community and kratom for sale online.

Kratom Dose

How much kratom will be taken depends on the physical, tolerance, and other factors of the user. Chances are, as a beginner, your tolerance does not exist, but there may be a cross-tolerance effect with other opioids.

New kratom users should start with a low dose, precisely weighed on an accurate digital scale.
The same applies to more experienced kratom users who try new types because they try many variants.

However, the recommended initial dose is one to two grams.
If you are sensitive, you might be better off starting with one gram.
Ideally, you should measure your dose on a digital scale.
But if you don’t have it, you can use this kratom dose chart to estimate the equivalent of a teaspoon or tablespoon.
Capsules tend to contain between 350 and 750 mg, so you may need one to three for the initial dose.

The three main ways to take kratom powder (dried leaves) are:

  1. Swallow with a non-carbonated drink – fruit juice or chocolate milk is ideal to mask the taste.
  2. In capsules
  3. In tea

The dosage guide on the Reddit kratom suggests waiting 30-45 minutes after your first dose to see how it affects you.
Then, if you feel you need more, take one more gram.
After waiting for another 30-45 minutes, take one more final gram if desired.
And if this doses still fails to satisfy, start with three grams more a day and repeat the process from there.
Don’t drink again on the first day.
And do not consume more than eight grams in one day.

You must immediately get the optimal dose.

In general, a moderate dose of ordinary dried powder (powder) is 3-6 g, but anything above 5 g is considered strong.
Kratom is usually consumed with fruit juice or water.
A popular method is one that involves

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Rosacea: Chronic inflammation of the facial skin

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Chronic inflammation of the facial skin

In adults over 30, rosacea is one of the most common skin diseases of the face. Which treatment helps? And what should be considered when buying creams and care products?

What is rosacea?

Rosacea is an inflammatory, relapsing, chronic skin disease that usually begins in adulthood. Since it manifests itself among other things through itchy, burning reddening of the skin on the face, the disease was formerly called facial rose, copper rose, coupe rose, copper fins, or red fins.

Rosacea is a non-infectious, chronic inflammatory skin disease. In rosacea, the fine veins of the facial skin are typically dilated, especially in the area of the cheeks, nose, forehead, and chin. The corresponding skin areas appear reddened. Other signs of rosacea are nodules (papules) and pimples (pustules) on the face, which appear in phases. During the course of the disease, nodular thickening of the nose (rhinophyma, colloquially known as a nasal bulb, potato, or drunkard’s nose) may occasionally develop.

Rosacea usually begins between the ages of 30 and 50. Preliminary stages, especially sudden, persistent facial redness, are often visible earlier.

Who is affected?

Although rosacea is widespread – in Germany alone an estimated two to five percent of adults suffer from it – many affected people know nothing about their disease.

Especially people with very fair skin color, reddish or light blonde hair, light eyes, freckles, and a tendency to sunburn are affected.

Although on average more women experience rosacea, the symptoms are often much more severe in men.

For both sexes, the disease usually sets in between the ages of 30 and 50. However, there are also people who get the disease earlier. Younger women, for example, can also be affected by the skin disease, which can manifest itself, among other things, through volatile, seizure-like redness and easily irritated skin on the face.

Symptoms of rosacea

Usually, the symptoms associated with rosacea occur in relapses. The disease manifests itself particularly in the middle of the face (forehead, nose, chin, and cheeks).

The most noticeable symptoms of rosacea are sudden reddening of the skin (so-called “flushes”), permanent redness (erythema), visibly dilated blood vessels in the skin (telangiectasia) as well as nodules (papules) and pus pimples (pustules). In addition, there is lymphedema, i.e. accumulations of lymph fluids and possibly also symptoms such as itching, stinging, or burning of the skin.

Rosacea treatment: care & drug therapy

With the right treatment rosacea (rosacea) can usually be brought under control. However, no one treatment works equally well for all patients. Therefore, it is sometimes necessary to combine different treatment options.

Creams & Medications

Soolantra alternative cream with ivermectin 1% can help with mild rosacea. This active ingredient is applied to the skin in the form of a gel and can reduce redness by constricting the blood vessels. However, the redness usually does not disappear completely and recurs after twelve hours at the latest. Therefore, the gel is normally applied (once) daily.

If rosacea has reached a more advanced stage in which the inflammatory processes in the skin manifest themselves not only as redness but also as pustules, the doctor will prescribe anti-inflammatory creams. These are applied daily over a period of several months and usually take effect within three to four weeks.

In order to successfully treat rosacea, it is also important for the person affected to find out which factors worsen the appearance of his or her skin – and then consistently avoid them

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