Can Save Lives
Emergency survival kits should be found in every home. In addition, you should have one in your vehicle as well, especially if you are planning any extended driving trips. Having one of these kits in your home or automobile will give you piece of mind knowing that you have prepared for any emergency you and your family may encounter.
We have provided a list of many of the things that you should have in your emergency survival kits. There are likely items that you may want to add to your own personal list and kit. That is fine if you want something added.
Here is a list of things required in most emergency survival kits:
- First aid kit
- Prescription medication for anyone requiring it
- Portable radio – solar powered, windup or battery operated
- Extra batteries
- Canned food and dry goods
- Flashlight or candles
- Camp stove and fuel
- Activities, such as games to pass the time
- Large storage container or duffle bag to contain all the items
Standard emergency survival kit should contain enough survival provisions to help a person survive for at least three days. The food contained should not be something that spoils. Besides including water, the kit should include water purification tablets or iodine tablets.
In addition, depending on your location or destination, emergency survival kits should contain emergency blankets, gloves and anything else designed for extreme weather conditions. Do not forget to include basic toiletry items as well.
Since a disaster can strike at any time, it is important that you be prepared for anything. Besides your home and automobile, keep a kit in your office and cottage as well. If you happen to have a boat then it is very important to keep a kit on board at all times.
If you have pets, keep in mind that you should have emergency survival kits on hand that include items necessary for their survival as well. This will include any special medication that they may need to take.
Where to Store Your Survival Kit?
Probably not something you would think needs to be commented on but one of the concerns in our earthquake situation was that with the amount of damage, people were unable to access certain areas or rooms in their homes. So with this in mind, an idea is to split your kit into 3 or 4 smaller kits and store them in various places around your house and property. This is a really good idea especially for water and food items.
What about the Shelf-Life of Water and Food?
One of New Zealand’s largest manufacturers of canned foods was interviewed on TV last night and he stated that providing there is no damage, canned food is perfectly fine for at least 5 years. But you need to be aware of foods with high acidity like tomatoes or apples as they may cause the can to corrode.
Water, if stored in clean containers away from direct sunlight will last a lifetime so-to-speak. But no matter the shelf-life of your food or water it’s a good idea to use it and replace it on a relatively regular basis, say every 6 – 12 months, and then you are always assured that it is fresh. Decide now to have your own survival kit and even if you don’t make up your entire kit in one day you can start by gathering items together one at a time. Tick them off the list until you have everything you need. It’s great to know what goes in a survival kit but it’s even better to put one together. I sincerely hope you will never need to use one.
Many people do not bother to prepare emergency survival kits, do not be one of these people who takes things for granted because you never know what disaster you could be confronted with, make sure you have your family prepared as best as possible.
Are Allergies and Its Treatment Covered Under a Health Plan?
Given the pollution of present times; allergy is a common disease among masses. You will find every second person exhibiting an allergic response to various substances like pollen, dust, mold spores, pet dander, etc. It is such a common and rampant health problem amongst Indians that most of us accept it as a part and parcel of our lives.
According to estimates about thirty percent of the Indian population is suffering from allergies. People not only show the reaction to a wide array of substances but the degree of reaction also varies from person to person. Unfortunately, even though it is one of the leading reasons for the people visiting a hospital; people are unsure whether allergic treatment is covered by your health policy. Here, we explore various aspects of the topic for better perception.
Types of Allergies
Before we proceed any further, let’s understand the two major types of allergies.
- Common allergies
This is the most common type of allergy. Here people show an allergic reaction to pollutants like dust, the smell of petrol, diesel, etc. and exhibit difficulty in breathing, uncontrollable sneezing, a bout of vomiting or even temporary rashes erupting on your skin. These allergic reactions are neither severe nor fatal and do not cause any death. The reaction diminishes and disappears after some time either naturally or with a mild medication.
- Severe allergies
Some allergens cause a severe anaphylactic reaction in the body of some persons. Here the immune system of the body reacts in a severe way to the allergen and can cause severe breathing problems, loss of consciousness, etc. The reaction exhibited is often fatal and life-threatening if not treated at the right time and requires hospitalization most of the time.
Allergic Reaction and Health Insurance
Now let’s answer the most important question of whether allergies are covered under a health insurance plan or not. In blunt words, common allergies are not covered under a Health Insurance Plan but severe allergies are covered under it as it requires hospitalization and treatment.
It must also be understood that many policies might not cover it. Hence, you must always double-check its cover before buying the health policy. IRDAI has made health coverage mandatory only for severe allergic conditions like asthma and allergic rhinitis. It has also listed insurance eligibility for immunotherapy which is known to help to treat the allergic conditions in a much better way. Therefore, one might infer that health insurance has the provision for immunotherapy-based treatment for allergy.
It has also been found that most often the root cause of allergic reactions is sinus condition and it often leads to hospitalization. They suffer from various reactions like coughing, sneezing, running nose, rashes, itching, etc. But what most people are unaware of is that today, we have various treatments available in immunotherapy, homeopathic treatment, and AYUSH treatment.
AYUSH stands for Ayurveda, Yoga and Naturopathy, Unani, Siddha, and Homeopathy. These are all alternate avenues of medicines that are fast gaining ground because of their effectiveness in treating various diseases. Moreover, the treatment cost is low in these avenues compared to mainstream medicine. Because of their high effectivity and low cost; they had become very popular in the masses. This popularity has made the insurance companies sit up and give it recognition in their policy as well.
However, many insurance companies still do not cover these avenues of treatment. Hence one must verify that these avenues of treatment are covered by the health insurance policy that you are purchasing.
Another point that you must remember that if you are getting your allergies treated by alternative medicine mode; you will have a cap on the extent of coverage provided. Usually, it is a certain percentage of the sum assured that varies from insurer to insurer.
Another point that one must always remember is that insurers consider allergy as a pre-existing disease. Hence, it must be disclosed at the time of purchase of the policy.
Suffering from allergies does not mean that you will not be eligible for a health insurance plan. There are several health plans available offering you all kinds of coverages. Few health plans also cover diseases like HIV or Aids. All you need to do is ensure that you are selecting the right plan that meets your needs and covers the allergic reactions that you are prone to.
Need A Good Night Sleep? Switch Off!
We’re not just talking about all the distracting electronics like your laptop and tablets, ceiling lights and table lamps of the room. It’s a given to put those off as you retire to bed to get the darkroom setting for a good night’s sleep. But it’s the mind, we’re talking about. How often have you laid wide awake between your bedsheet with your mind racing in limitless thoughts? Perhaps you are reviewing the events of the day or are worried about money or work. Sometimes, the mind goes the extra mile by replaying things from the past even- pulling up worrisome matters you dug deep under the drapes of your mind.
While the above scenario is fairly common from time to time, it can possibly be a symptom of a serious mental health illness if it’s too frequent. One such is Anxiety and it often occurs in the night when the brain is not as actively busy like in the daytime. It’s important to keep check of the situation and encourage a good night’s sleep by switching off the mind, along with the lights! Read on to know how you can do so.
- Create the perfect sleep environment
Before you go into bed, it’s important to create the most suitable sleep environment that relaxes your mind and body. Choose soothing colors for the room that encourage peaceful slumber than alarming reds and other brighter hues that could keep you up. Ensure all sound and light producing items that could potentially distract you from falling asleep are turned off. Keep the room ventilated, dark, quiet, comfortable and most importantly- cool.
- Choose the perfect mattress
We cannot stress the importance of this enough. The formula for a good night’s sleep is Point 1 mentioned above plus a mattress that suits your sleep preference. Mattress experts Wakefit encourages using memory foam mattresses for the sole reason that it mimics the sleeper allowing the body to be in the most naturally rested position. This allows you to literally relax any pressure points in your body and lull you to sleep. Opt for an ortho mattress to alleviate any pains that could flair existing anxiety.
Now that you are in bed, absorb the possibility of imagination. Imagine every good thing in your life and increase the connection to positive emotion. Hold on to the emotion to shut down unwanted anxious thoughts.
A great exercise for the mind before bed- read a storybook. Reading is a quiet exercise to distract the mind from anxious thoughts that crop up in the night. Make sure to read a good and pleasant story before bedtime, to store pleasant memories while sleeping. When the mind engages in a story, your thoughts are tied down to the events in the book – forming a judgment or just living the moment!
A great way to reduce anxiety at night or to manage it better is by sticking to a routine. Reducing uncertainty to a great extent can relieve anxious thoughts triggered by not knowing what’s in store. Stick to a routine and pre-plan things that are in your control so you don’t end up overthinking. This includes a strict bedtime routine.
Observe your thoughts as if you were a third person. Accept them with opening arms and acknowledge their presence. Upon doing this, place them in an imaginative toilet bowl that you will flush down. Once it’s down the drain- it’s not coming back up!
Sleep is an absolute necessity for optimal cognitive functioning and body cell restoration. Shut down your racing mind and dive deep into a restorative night slumber!