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Mistakes to Avoid While Taking a Home Loan

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Mistakes to Avoid While Taking a Home Loan

Borrowing a home loan and buying a home is a major financial investment and decision of our lives. It needs careful planning and analysis. You need to keep in mind various factors and conditions because this is a long term commitment. If you don’t examine every aspect carefully before taking the loan, you might end up getting inefficient services. So make sure you have chosen the best home loan policy for your house, we have enlisted below a few mistakes which you must avoid:

  • Not doing online research well

These days several banks offer home loan services. Often people don’t take the pains of doing research and finding out what other banks have to offer in this regard. Your base bank might provide you with good home loan services, but it’s always worthy to go around and see what other banks have to say about their policies. Take into consideration extra charges like property tax, rate of interest, serviceability, etc.

  • Not choosing an affordable loan amount

Never borrow more than your financial status permits. Before granting you the loan, banks will look into your income, the standard of living, and existing liabilities. But they don’t check your existing expenses. If your monthly expenses are already high, consider borrowing the loan later as you might not be able to afford the monthly EMI. Before you go ahead to borrow a specific amount, do a simple calculation. Consider all your fixed monthly expenditures and add the sum to the monthly EMI you have to pay to repay your loan. If the sum is too close to your monthly income, borrow a lesser amount of the loan from the bank. You can go for less expensive properties. Make sure your EMI is less than 45% of your monthly earning.

  • Not reading the home loan agreement

Before you sign the agreement, make sure you have gone through every clause of it. Often people don’t care to read the agreement before signing and face serious problems later. Many times bank officials skip certain points unintentionally. Read the agreement attentively to make sure you know where you are signing in. If you have any doubt, clarify them before signing. Even better, you can consult a professional home loan advisor Singapore who would provide you with meaningful insight in this regard.

To purchase your dream home, don’t forget to think about a major aspect of buying your home: a home loan. To make sure you enjoy your new home and a hassle-free repayment scheme, avoid making the above-mentioned mistakes.

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Finance

Top Cryptocurrency news websites

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News is the source of getting all the information of this world. Same as with cryptocurrencies if you want to invest in it then you should be updated and well aware of recent happenings around the crypto world. For any kind of investment, the basic and first thing to do is research and for that latest news really matters.

Blockchain and crypto are the two hot topics in the world that are gaining constant traction. Whether for investment or fun, it’s a fact that more and more people are taking an interest in cryptocurrencies. Whether you intend to invest in blockchain technology or not, knowing about the recent happening in the blockchain and crypto world is always beneficial.

This article will guide you through some of the best websites to read cryptocurrency news.

# CoinTelegraph
You can learn about all the recent happenings in the crypto market at CoinTelegraph. Another great thing about Coin Telegraph is that it is available in different languages like English, Brazilian, Spanish, Japanese, Serbian, and many more.

# Coindesk
You can learn about all the recent happenings in the crypto market at CoinTelegraph. Another great thing about Coin Telegraph is that it is available in different languages like English, Brazilian, Spanish, Japanese, Serbian, and many more.

# CryptoEmotions
This website provides you news and other stuff related to cryptocurrency. CryptoEmotions is the website where you get all the terms of the market like SAFU HODL BTFD and important updates related to the crypto world. With the extent of news, you also get to know about cryptocurrency live price updates.
Their primary aim is to educate people about this cryptocurrency world. They want to see a world where people have full knowledge about this interesting world.

# Bitcoin.com
Bitcoin.com is a premier source for everything Bitcoin related. The website features the latest news and updates, it also provides the facility to engage with the community on a Bitcoin Forum.

# Bitcoin Magazine
The oldest and most established source of news, information, and expert commentary on Bitcoin, blockchain technology, and the digital currency industry.

# CryptoSlate
It is a Seattle based news and media company that was founded in 2017. Despite being a newly-established news company, CryotoSlate has claimed significant recognition in the industry over the past few years.

# Bitcoinist
Despite its name associated with Bitcoin, Bitcoinist covers all the major cryptocurrencies and its news. Not only regarding the cryptocurrencies, but Bitcoinist also focuses on providing readers with all the necessary information regarding the blockchain industry as well.

These were some of the best news websites providing the most genuine news articles related to the cryptocurrency world. You can follow any of the above-mentioned sites for the latest happenings of the crypto market.

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COINSio: Best Place To Buy & Sell Bitcoins

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Place To Buy & Sell Bitcoins

When it comes to cryptocurrencies, bitcoins have to be on the top. It is one of the very first and most successful cryptocurrencies out there.

If you are into buying and selling bitcoins, CoinsIo.com is the platform for you. This platform is not just meant for trading bitcoins, but it also serves as a bounty network. If you are intrigued to know more about this platform, give this article a read.

COINSio Overview

COINSio is a unique platform that allows you to buy and sell bitcoins, all in one place. It brings you the opportunity to trade, use, and earn bitcoins, altcoins, and other tokens to exchange and spend. Not just that, but you can also buy bitcoin gift cards.

One of the exciting features of the platform is that it allows you to participate in bounties. All you have to do is complete simple tasks and earn rewards. This is something you won’t find in other crypto trading platforms.

They also offer their wallets which can be used to withdraw and store your earnings. It promotes peer-to-peer exchange for easy transfer and exchange of bitcoins.

Main Features

COINSio provides many great features that make it stand out from the rest. Here is a brief rundown of the features to expect from the platform.

  • User-friendly interface

The site features a user-friendly interface that is easy to handle. Even a beginner would find it convenient to use.

  • Smooth cryptocurrency trading

COINSio allows for smooth cryptocurrency trading without any hassles. On this platform, you can buy, sell, earn, and use bitcoins.

  • Gift cards

The platform also offers bitcoin gift cards. However, this feature is limited to pro-traders only. To become a professional trader, you need to complete two levels of KYC.

  • Earn bitcoins

You can also participate in bounty tasks. For every task you complete, you are rewarded with bitcoins. The tasks are simple and therefore, you should be able to complete them easily.

  • Secure wallet

You can take advantage of the secure wallet facility offered by the platform. Here you can store all your digital assets. The wallet ensures full privacy and security.

COINSio is a unique crypto trading platform. On this site, you cannot only buy and sell bitcoins but can also earn and spend it. There are a lot of bounty tasks available. Participate in it and earn attractive rewards.

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