Plastic bags have been dominating our lifestyle a little too much. You will find everyone around you, using plastic bags, may it be to hold your groceries, or to hold other contents. This is mainly because plastic bags are easily available, and they are relatively cheaper compared to the disposable bags.
However, what we fail to understand that the plastic bags are actually costing you more without your realising it. All of us are buying plastics bags, almost daily, which in the long run is more expensive, and it is also dangerous for the environment.
The plastic bags are disrupting and damaging the environment. They steadily get into the soil and release toxic chemical, which breaks into the soil. The unfortunate consequence of this is that the animals eat this plastic, which is part of the soil and it often chokes their throat, resulting in their death.
Damaged caused by plastic bags
Let us now discuss some of the major damage that is caused due to plastic bags in the environment.
The wildlife: It is the animals who are mainly suffering due to the increase of plastic bag usage. Both aquatic and terrestrial animals are consuming plastic bag, which is leading to hazardous health issues, which is life threatening. According to the studies, for example, a cow after consuming plastic dies, and this is an immense problem in India, as there are number of cows who consume plastic bags with the food.
According to the surgical examination which has been conducted, most of the cows in the cities are mainly injured by the plastic plague. It has been found that there were more than 50 cows whose digestive tracts were filled with plastic bags. Animals who consume plastic bags suffer from intestinal obstruction, which leads to long and painful death of the animal. They can also die due to chemical which is used for manufacturing these plastic bags.
Sea turtles are another animal which is facing life threatening destruction due to the plastic bags, which is carelessly thrown or discarded into the water body. The sea turtle mistakes the plastic bags for jellyfish. Recently, the researchers from the University of Queensland have determined that around 52% of sea turtle across the globe has consumed plastic.
Sewage system clogging: Plastic causes harm to the sewers in the urban areas. The running water first collects and then carries the entire collection of plastic bags into the sewers. After they enter the sewers, these plastic bags cluster together with all kinds of dirt and debris already inside the sewers and finally blocking the water flow, causing difficulty and inconveniences to people, especially in the surrounding area.
The water clogging disturbs the flow of water into the watersheds, leaving people starved on the creeks, wetland, and streams. It is a total collapse of eco system.
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Jeff Lopes: The Story Of A Successful Entrepreneur
Jeff Lopes is one of the most successful entrepreneurs from Toronto. He is one of the rare types who got into the business world in his teen years. He opened his first company even before he turned 17.
Right from a very young age, he has been very passionate about the things he does. He believes in hard and smart work. His company Kimurawear is a worldwide popular brand that has sold over a quarter-million gloves. Although his business has been hit by the pandemic, he is not the one to sit back and watch. He took this time to reassess and reset his business to come back even stronger.
Jeff Knows Inc Podcast
Jeff has recently founded his podcast channel through which he tries to inspire all young entrepreneurs. The name of his podcast channel is Jeff Knows Inc.
He invites other successful entrepreneurs on his podcast to talk to them and listen to their journey. Not just that, he also shares his journey and experience with the audience. He shares his rights and wrongs with the audience with the hope that they will get to learn important things from his journey. Jeff Knows Inc. platform to listen for everyone who wants to be successful in life.
Jeff on his personal life
Jeff is a complete family fan. He has two children and a lovely wife. Despite being a busy person, he always manages to take out time for his family.
According to him, no matter, what you are doing, you should always leave it and pay attention to your kids when they are talking to you. He is a man who likes to follow his schedule so that he can pay full and equal attention to everything in his life.
He is one of the rarest people who doesn’t mind to balance both his family and business life.
Jeff on his success
Jeff has been successful in his business venture right from the beginning. According to him, hard work is the only way to achieve success and that’s exactly what he does.
He said that setting goals for yourself are very important. You should set goals for three months so that your motivation stays alive. He advises others to turn their passion into their career so that they don’t have to hate what they do to earn.
Things to Remember While Taking a Loan Against Property
A loan against property is immensely helpful for businessmen and salaried workers. If you are a self-employed person, looking forward to expanding your business, you can take a LAP to finance the process. Also, if you are facing critics expenses and crises, borrowing a loan against property is what you are likely to do. A LAP not only helps you maintain your savings but also allows you to pay the borrowed amount in installments over a long period as per your choice. However, before you proceed to borrow from any bank, make sure you keep the following points in mind:
You must be knowing that the amount of the loan depends upon the value of your property. To determine the amount of loan you are eligible to get, banks calculate the current value of your property. Also, consumers are eligible to get a loan amounting to 70 to 80% of the property’s value. Keeping all these factors, you must calculate your LTV ratio, which the bank would provide.
Ownership of Property
Before the bank grants you the loan, it checks whether the land where your property is standing isn’t under any kind of dispute. If it is found that your property ownerships documents aren’t verified or incomplete, you won’t be granted the loan. Also, if the property has multiple owners, each of them has to agree with obtaining a loan against property.
We have already mentioned that the loan amount depends upon the current value of your property. Also, it cannot exceed 70% of its current value. However, you must approach various companies, banks, and non-financial groups. Settle with the one that provides you with the maximum value against your property.
Before accepting the agreement of any provider, make sure to calculate the amount that you have to repay. Only if you are convinced it’s a good deal, you must proceed. Generally, the interest rates for a loan against property is less, which means that the repayment amount is small. However, you must consult with various loan providers and choose the one that offers loan at the most affordable rate.
Your lender might provide you with a few value-added services which might increase the repayment amount. So before you accept the agreement, know about these services to receive a satisfactory experience. SME loan by Avant consulting group is offered at low rates, keeping in mind the convenience of consumers. Quickly contact them and borrow your loan as soon as possible.