There is no denying that the university is a rather stressful period in life. Unlike the other exams you have previously sat, such as GCSEs and A-Levels, you are away from home for these ones. You aren’t coming home in the evening after a hard day of studying to a nutritious, brain-fueling meal. If you want that, you are going to be cooking it for yourself. The comfort blanket that has surrounded you for so many years at home is no longer there and fending for yourself has never felt so realistic.
It’s not all doom and gloom though. As of 1st,June 2019, one migraine-inducing factor of student life was extinguished — landlord fees.
After two and a half of years of lobbying, the law that was brought into place in Scotland seven years prior, was cemented in England. The Metro noted, “millions across the UK will now avoid being ripped off”. It is expected that 4.8 million home across the UK are likely to reap the significant rewards of private landlord fees no longer existing. This is no surprise, when recognising that private renters in England have been paying approximately £13 million a month in fees alone.
Few renters had been feeling this additional pinch more than students and recent graduates. Crippling landlord fees were often applied in sync with the first month’s rent and the additional deposit. A report conducted by Generation Rent discovered that the average cost for a two adult household was £272, ranging from £40 to £813.
What is a private landlord fee?
There are many ways in which a landlord or letting agency can charge their tenants, using the umbrella term of ‘fees’. Conducting a credit check or developing an inventory have, for years, have been considered as viable reasons by landlords and letting agencies to dish out heft charges for renters. Other than being able to secure a tenancy in the flat or house, the money which the renter departs with, benefits them in no way whatsoever. In fact, tenancy agreements, which, as the Guardian states, are merely cut and paste templates, are simply a way of letting agents “lining their pockets. The publication similarly calls upon the case of a story where one woman was charged an astronomical £45 to replace a dustpan and brush.
The effect on students
Very few students in the UK will now go to university without the help of a student loan. However, in recent years, thanks to the increase in living costs, the amount of people accepting the help of a maintenance loan has increased too. For the upcoming university year 2019/2020, students living away from home, excluding London, will receive a maximum maintenance loan of £8,944. This maintenance loan is broken down into three lump sums, with the last payment being larger than the initial two. On average, each payment will hover around the £2,900 mark. The average cost of renting a room in the UK is £513 a month and often landlords will ask for a first month’s rent along with a deposit.The deposit amount is usually the same as one month’s rent. So, if we combine this with the average price per person of landlord fees, (£132), students will already have spent £1,158 on the first month of accommodation. Factoring in other living costs, students could end up footing more than half of their first loan installment within the first month.
How will students benefit now?
In a 2017 survey conducted by The World University Rankings, students were asked what they deemed the most stress-inducing part of university life. Above being away from family, and the fear of making new friends, managing finances sits second in the pile as the biggest cause of pressure. In a similar survey carried out by Save the Student, 45 per cent of respondents proposed that their mental health had suffered due to finances. Meanwhile, 44 per cent said keeping up with their rental payments had been a problem. More alarmingly, in terms of education, approximately a third suggested their studies were at risk due to money worries.
The abolished landlord fees will allow for an evident reduction in stress. Plus, students will be able to apply the savings to purchasing new learning materials or investing in alternative activities that will benefit their student experience.
Similarly, although many students will opt to assume part time employment during the time at university, a reduction in living costs will help ensure they don’t have to work as many hours during times surrounding coursework deadlines and exams.
The removal of these charges, obviously, sparked considerable outrage among landlords and letting agents across the nation. But the benefits for students are obvious, allowing thousands of students across the country to embark on university courses with one less stress!
Advantages Of Getting a Full or Partial Scholarship
Many people are interested in getting a scholarship; however, they often don’t know how to do it. Often people are unsure whether they are eligible for one or what types of scholarships might be available. If you want to get a scholarship for school, check out these things you should know about getting scholarships in UAE.
Why do students need scholarships?
Scholarships are a vital part of higher education. They can help students cover the cost of tuition, fees, and other expenses associated with attending a university or college.
There are many reasons why students need scholarships. Sometimes, they may not have enough money to cover the total cost of their tuition. Other times, they may be from a low-income family and cannot afford to pay the full fee of their education.
Regardless of the reason, scholarships can make a big difference in a student’s ability to attend college. They can also help students find opportunities that they would not be able to afford without a scholarship. For example, a scholarship may allow a student to study abroad.
Scholarships and Financial Aid
There are several advantages to getting a scholarship or financial aid from the best universities in UAE. First, scholarships and financial assistance can help you pay for school more easily. They can also reduce the amount of debt you have when you graduate.
Second, scholarships and financial aid can give you an edge in the admissions process. Many colleges and universities often look at how much money a student has saved. If you have scholarships or financial aid already saved, it will make it easier to get accepted into college.
Finally, scholarships and financial aid can give you a leg up in your career after college. Many employers are willing to give new employees a break on their salary if they have received scholarships or financial aid from their previous school. This can give you an advantage when competing for jobs.
How to get a scholarship?
If you’re interested in getting a scholarship, there are a few things you need to do:
- You’ll need to find scholarships relevant to your interests and goals.
- You’ll need to submit your application early.
- Be sure to maintain an excellent academic record.
- Be prepared to answer questions about your qualifications.
- Be sure to present yourself well in interviews.
Types of Scholarships
There are a variety of scholarships available to students. Some scholarships are available as full scholarships, which means the student must pay all of the costs associated with attending the school. Other scholarships are available as partial scholarships, which means the student only has to pay a portion of the expenses related to attending the school.
Both types of scholarships have their advantages and disadvantages. A full scholarship usually offers more financial assistance than a partial scholarship, but it may require the student to devote more time and effort to complete their degree. On the other hand, a partial scholarship may be more accessible for the student to manage financially and require less time commitment.
The best way to find out if you’re eligible for a scholarship is to contact the school you plan on attending. They will be able to provide you with information about specifically available scholarships and how to apply.
There are many benefits to getting a scholarship. Some of the most important advantages are as follows: Scholarships can provide financial assistance that can be very helpful when trying to pay for school expenses. Scholarships can help students save money on tuition fees and other costs associated with college. Often, scholarships are renewable, which means that the student can continue to receive them even if they do not maintain good academic performance. Scholarships often come with stipulations, requiring that the student use the scholarship for school-related expenses only. This eliminates the risk of wasting the scholarship money on other things.
Why eBook stores are getting more popular?
In today’s digital world, everything is being digitalized. Back in the days, we had hard-cover books to read, but now we have shifted to eBooks.
EBooks are any day more convenient than hard-cover books. The high demand for eBooks has given rise to many eBook stores online. The main advantage of visiting an eBook store is that they have more and better collection of books on any given day. You can find all types of books in an eBook store, including the ones that are not available in offline stores.
Speaking of eBooks, you should read Change Confusion: Prepare Support and Maintain by Chris Lewis. This book is the sixth installment of the Carnsa Development Series. It explores the different ways of change and also includes a brief portion of change management as a career. You can find this book on many of the eBook stores. You can Go to the eBook stores that sell the book and then download it from there.
Benefits Of Using An EBook Stores
If you are an avid reader, then you will surely agree with the below pointers.
- Better collection
eBook store has a better selection of books than an offline book store. Not just that, but you can also get more options online. Sometimes, you can find books that are not available in the market. All you have to do is just buy the e-copy of the book from an eBook store.
- Access from anywhere
Another good thing about eBook stores is that you can access them from any place you want. You want to buy a book, just log into an eBook store and order it. Many of the eBook stores also provide you with free eBooks that you can download and read for free.
- Discounted rates
The next advantage of buying books from an eBook store is that they offer discounts and other offers too. This may not be available in offline book stores. Any person who loves to read will love to buy a lot of books. For them buying books from an eBook store could be the best option as they can save a lot of money.
It is because of these reasons that eBook stores are flourishing online. When you buy eBooks, you don’t have to stock them on shelves and waste space. An eBook comes with a compact file size that can be easily saved in your phone’s memory.